Mortgage Protection for First-Time Homebuyers

You just closed. Now what? Here's the protection conversation every first-time homebuyer should have.

  • Plain-English explanation of MPI and term life
  • First-90-days protection checklist (free)
  • No-pressure: get the info, decide later

Closing on your first home means signing a thirty-year promise. Mortgage protection (or term life) is how you make sure that promise can be kept even if you're not there to keep it.

First-time buyers often skip this because the topic feels morbid and the mailers feel scammy. Both reactions are reasonable — and both are why we built this site as education first, sales last.

The good news: protection is almost always cheaper at the start of your mortgage than later, because you're younger and healthier than you'll ever be again.

Get the Free New Homeowner Protection Checklist

9 things to review in your first 90 days of homeownership.

No spam. Unsubscribe anytime.

Want a personalized recommendation?

Use our 90-second coverage calculator.

Open the calculator