May 30, 2026 · 4 min read
Congratulations — you closed. Before you unpack the last box, take 20 minutes to lock down these seven protections. Most are free or low-cost, and skipping them is the single most expensive mistake new homeowners make.
- Confirm your homeowners insurance is in force and matches your mortgage docs
- Set up automatic mortgage payments
- Get a basic term life policy sized to your mortgage balance
- Review (or write) a simple will naming guardians and beneficiaries
- Update your emergency fund target to 3–6 months of housing costs
- Take dated photos of every room for insurance claims
- Save the contact info for a licensed agent you trust
Free: MPI vs Term Life Guide (PDF)
A 5-page side-by-side comparison written by a licensed agent.
No spam. Unsubscribe anytime.